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The wealth advisory arm of Tax Hummer

TH
Capital

Where Wealth Meets Discipline.

We help business owners, professionals, and serious investors grow, protect, and optimize their wealth through disciplined investing and tax-efficient strategies.

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Tax Hummer · Investment AdvisoryTax Hummer · Tax-Efficient PlanningTax Hummer · Portfolio OptimizationTax Hummer · Risk ManagementTax Hummer · Goal-Based PlanningTax Hummer · NRI AdvisoryTax Hummer · PMS AccessTax Hummer · Wealth Preservation Tax Hummer · Investment AdvisoryTax Hummer · Tax-Efficient PlanningTax Hummer · Portfolio OptimizationTax Hummer · Risk ManagementTax Hummer · Goal-Based PlanningTax Hummer · NRI AdvisoryTax Hummer · PMS AccessTax Hummer · Wealth Preservation
Parent Company
TH Capital — The Wealth Advisory Arm of Tax Hummer

Where Tax Hummer's deep tax expertise meets disciplined investment philosophy. Our clients gain a structural advantage: higher post-tax returns, smarter allocation, and wealth that compounds intelligently over decades.

Tax Expertise Backed
Post-Tax Returns
Client Account Ownership
Explore TH Capital

Everything you need,
in one place

About TH Capital

Our story, philosophy, and what makes us structurally different from every other wealth advisory firm in India.

Our Services

Investment advisory, tax-efficient planning, PMS access, NRI advisory — see each service explained visually.

Book a Consultation

Schedule a no-obligation call. Gain clarity on your financial position and build a structured path forward.

Who We Are

About TH Capital

The wealth advisory arm of Tax Hummer — where deep tax mastery meets investment discipline.

Our Foundation

Born from a gap
the industry ignored

Most wealth advisory firms focus on returns — before tax. But it's what you keep after tax that actually builds wealth. Tax Hummer, with deep expertise in Indian taxation, created TH Capital to bridge exactly this gap.

Today, TH Capital gives clients something rare: a wealth advisory backed by real tax expertise — so every investment decision is optimized not just for returns, but for what you actually take home.

TAX HUMMER Tax EXPERTISE TH CAPITAL WEALTH GROWTH Post-Tax Wealth Creation
Our Philosophy

Four principles that guide
every decision we make

Clarity Over Complexity

Every recommendation explained in plain terms. You decide with full understanding — never blind trust.

Discipline Over Emotion

Markets fluctuate — our process doesn't. Every decision anchored in research, never in sentiment or noise.

Tax Efficiency as Strategy

Backed by Tax Hummer — every investment evaluated after tax. The difference compounds dramatically over a decade.

Long-Term Orientation

Wealth measured in decades, not quarters. Our horizon aligns with yours — patient, structured, and enduring.

What We Offer

Our Services

Each service backed by Tax Hummer's expertise. Understand what we do — at a glance.

Services
  • Investment AdvisoryEquity · Debt · Hybrid
  • Tax-Efficient PlanningLTCG · ELSS · Indexation
  • Portfolio ReviewOptimize existing wealth
  • PMS AccessMin. ₹50L · Curated
  • Goal-Based PlanningRetirement · Education
  • NRI Wealth ManagementFEMA · NRE/NRO
DIVERSIFIED Y1 Y3 Y5 Y8 Y10 DISCIPLINED INVESTMENT GROWTH OVER TIME
Investment Advisory

Personalized investment guidance built around your risk profile, time horizon, and goals. We design coherent, diversified portfolios — and explain every allocation decision clearly. Backed by Tax Hummer's tax intelligence, every asset is chosen for its post-tax merit.

  • Equity, debt, and hybrid allocation tailored to your profile
  • Regular rebalancing to maintain your target allocation
  • Risk-adjusted return optimization across market cycles
  • Investments held in your own accounts — full ownership always
EquityDebtHybridIndex Funds
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BEFORE TAX Tax Drag: -23% TH CAPITAL AFTER OPTIMIZATION ELSS BENEFIT LTCG HARVEST INDEXATION Tax Optimized ✓ WHAT YOU KEEP IS WHAT COMPOUNDS
Tax-Efficient Wealth Planning

This is where Tax Hummer's expertise gives TH Capital clients a decisive structural edge. We don't just invest — we invest in a way that minimizes tax drag across your entire portfolio. The difference between pre-tax and post-tax returns, compounded over a decade, is enormous.

  • ELSS investments for Section 80C deduction optimization
  • LTCG harvesting — realizing gains within exemption limits
  • Debt fund indexation benefits for long-term holders
  • HUF and family structuring for tax efficiency
LTCGSTCGELSSIndexation80C
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UNSTRUCTURED PORTFOLIO Fund AOverlap Fund BOverlap Fund CDuplicate FD / RD No plan REVIEW OPTIMIZED STRUCTURE Equity Core Debt Buffer Tax Savers Liquid Fund
Portfolio Review & Optimization

Built a portfolio over years without a unified strategy? Most investors have too many funds, overlapping holdings, and no clear allocation plan. We conduct a rigorous analysis, then restructure it with clarity, purpose, and tax efficiency at the core.

  • Identify fund overlaps and concentration risks
  • Tax-loss harvesting and capital gains review
  • Restructure into a clean, purposeful allocation
  • No obligation to proceed after the free review
ConsolidationRebalancingTax Harvesting
Book a Free Review
PORTFOLIO MANAGEMENT SERVICE SEBI REGULATED · MINIMUM ₹50 LAKHS CURATED FUND MANAGERS DIRECT STOCK PORTFOLIOS
PMS Access for High-Value Investors

Portfolio Management Services (PMS) are SEBI-regulated, professionally managed portfolios available for investors with a minimum of ₹50 lakhs. We identify, evaluate, and facilitate access to curated fund managers whose philosophy aligns with yours — and then monitor performance rigorously on your behalf.

  • Access to top-tier, SEBI-registered PMS providers
  • Philosophy-aligned manager selection process
  • Tax-efficient PMS structure selection
  • Ongoing performance monitoring and reporting
Min. ₹50 LakhsSEBI RegulatedDirect Stocks
Enquire Now
Today Strategy Designed Child's Education Fund Business Succession Retirement Corpus Achieved YOUR FINANCIAL LIFE MILESTONES
Goal-Based Financial Planning

Every financial decision should connect to a specific life milestone. We design strategies anchored to your goals — retirement corpus, children's education, business succession, generational wealth transfer — with precision, discipline, and a clear timeline.

  • Retirement corpus planning with inflation-adjusted targets
  • Education fund structuring for children's future
  • Business succession and exit planning
  • Generational wealth transfer strategies
RetirementEducationSuccessionLegacy
Discuss Your Goals
USA UK Singapore UAE Canada INDIA NRI INDIA WEALTH MANAGEMENT
NRI Wealth Management

Managing Indian investments as an NRI involves navigating FEMA regulations, dual taxation, repatriation rules, and complex compliance requirements. Tax Hummer's expertise makes TH Capital uniquely equipped to handle all of this — so you focus on growing wealth, not paperwork.

  • NRE/NRO account structuring and optimization
  • FEMA compliance for all Indian investments
  • DTAA (Double Tax Avoidance) benefit application
  • Repatriation planning and fund transfer strategy
FEMANRE/NRODTAARepatriation
Talk to Our NRI Advisor
How We Work

Our Approach

A structured, transparent process from first conversation to long-term partnership.

Step One
Understand Your Goals

A deep-dive into your financial situation, income, existing assets, liabilities, risk appetite, and time horizon. We listen before we recommend — always.

Step Two
Design Your Strategy

We craft a diversified, tax-efficient strategy tailored to you — leveraging Tax Hummer's expertise to optimize every allocation decision for post-tax performance.

Step Three
Execute with Full Transparency

All investments execute through your own accounts. You see every transaction, every holding, every rationale. No custody. No opacity. Your money, always yours.

Step Four
Monitor, Review & Refine

Quarterly reviews, annual strategy sessions, and proactive communication when markets move. Your strategy evolves as your life evolves.

Understand Goals & Life Situation Design Strategy Tax-efficient, personalised Execute In your own accounts Monitor & Refine Quarterly reviews, ongoing
Why Trust TH Capital

Our promise to every client

Full Transparency

Every recommendation, fee, and rationale disclosed upfront. No hidden charges, no conflicts of interest — ever.

You Own Your Assets

All investments in your name, your accounts. We never hold client funds. Ownership is always and absolutely yours.

Post-Tax Return Focus

Performance measured after tax. Tax drag treated as a real cost, actively minimized through Tax Hummer's expertise.

Capital Preservation First

We protect before we grow. Sustainable wealth is built cautiously — not losing is as important as gaining.

Discipline Over Emotion

No market timing, no speculation. Every decision grounded in research and a long-term perspective that never wavers.

Aligned Incentives

We succeed only when you do. Our advisory structure ensures interests are fully aligned — always and without exception.

Who We Serve

Our Clientele

Serious investors and professionals committed to long-term financial discipline.

BUSINESS OWNERS
Business Owners & Entrepreneurs

Personal wealth separation from business, tax-efficient profit extraction, and succession planning — Tax Hummer's expertise in business taxation makes this our strongest offering.

SENIOR PROFESSIONALS
Senior Professionals & Executives

High-income salaried professionals building real wealth beyond EPF and insurance. Structured planning for those who earn well but need a unified strategy to keep and grow what they make.

DOCTORS & MEDICAL
Doctors & Medical Professionals

Late career start, high income, high tax burden — medical professionals face unique financial challenges. We address irregular income, practice expenses, and deferred wealth building with tailored precision.

Abroad NRI NON-RESIDENT INDIANS
Non-Resident Indians (NRIs)

FEMA compliance, NRE/NRO structuring, DTAA benefits, repatriation planning — managing Indian wealth from abroad is complex. Tax Hummer's compliance depth makes TH Capital the right choice.

Pan-India Reach

Serving clients
across India & beyond

Our advisory model works without geographic boundaries. From metro cities to tier-2 hubs — and for NRIs worldwide.

Mumbai Delhi NCR Bangalore Hyderabad Guwahati Kolkata Chennai NRIs Worldwide
Mumbai
Delhi
Bengaluru
Kolkata
Hyderabad
Guwahati
Questions & Answers

Frequently Asked Questions

Everything you need to know before you begin.

What makes TH Capital structurally different from other wealth advisors?+

TH Capital is the wealth advisory arm of Tax Hummer — a firm with deep expertise in Indian taxation. Most advisors focus on pre-tax returns. We focus on what you actually keep. Every investment decision we make is evaluated through a rigorous tax lens first. This structural advantage compounds significantly over time — and it's something most advisory firms simply cannot offer.

Is there a minimum investment amount?+

There is no fixed minimum for our core advisory services. For PMS (Portfolio Management Services) access, SEBI mandates a minimum of ₹50 lakhs. For regular investment advisory, we work with clients based on their financial planning needs — what matters is your commitment to a long-term, disciplined approach.

Do you take custody of my funds or investments?+

Absolutely not. All investments are executed through your own demat accounts, mutual fund folios, and bank accounts. You maintain full ownership and control at all times. We provide advice and execution guidance — never custody. Your money is always yours, without exception.

I already have a portfolio. Can you review it without obligation?+

Yes — portfolio review is one of our most common starting points. We analyze your existing holdings across mutual funds, equities, and fixed income, identifying overlaps, concentration risks, and tax inefficiencies. There is absolutely no obligation to proceed further after the review. We believe in earning trust before any engagement.

Can you help with NRI-specific investment planning?+

Yes. We have dedicated NRI advisory services covering NRE/NRO account structuring, FEMA compliance, repatriation planning, DTAA (Double Taxation Avoidance Agreement) benefits, and India-focused investment strategies. Tax Hummer's compliance depth makes this service particularly robust compared to generalist advisors.

How are fees structured? Are there hidden charges?+

We operate on a transparent, clearly disclosed fee structure discussed upfront before any engagement. There are no hidden charges, no undisclosed commissions, and no trail fees from product recommendations. Our incentive structure is designed to align fully with your outcomes — we succeed when you do.

How often will we be in touch after I become a client?+

We conduct formal quarterly portfolio reviews and a comprehensive annual strategy session. Beyond scheduled reviews, you can reach us anytime via phone, email, or WhatsApp. We also proactively reach out when significant market events occur or when your portfolio requires attention — you never have to chase us.

What is the first step to getting started?+

Simply reach out via WhatsApp, email, or the consultation form on our Contact page. We'll schedule an initial call to understand your financial situation, goals, and concerns — with no obligation and no sales pressure. The goal of the first meeting is to determine if we're the right fit for each other.

Still have a question? We're happy to help directly.

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Begin your financial clarity journey

Schedule a no-obligation consultation. No sales pressure — just an honest conversation about your financial future.

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Within 24 hours
Mon–Sat · 9am–7pm IST
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